MRS. PEARL MARY TERESA (RICHARDS) (1867-1906).-_Dau._ of John Morgan, R. _b._ in Boston, Massachusetts. Most of her education was received in London and Paris, and from childhood she was a great reader and observer. At 19 she _m._ Mr. R.W. Craigie, but the union did not prove happy and was, on her petition, dissolved. In 1902 she became a Roma